Ages 40–55
Build
Fund the children's education and invest the rest tax-aware.
$2.4MFamily assets today
Independent, fee-only since 1998
Family wealth planned across three generations
Ashgrove looks after investments, taxes and the estate plan for 312 families. One senior advisor knows your parents, your children and what the money is for.
Rated 4.9 by 380 families on Google
Families per advisor
40, at most
$4.1BManaged for families across three generations
Twenty-seven years of patient, checkable results
$4.1BAssets managed for 312 families
6.9%Average yearly return, net of fees, balanced mandate since 2005
97%Families still with us after ten years
0Commissions or product fees taken. Ever.
The Fiduciary Review
Ledger Weekly
Northfield Journal
Capital Notes
Harbor Business
One plan that moves with each generation
We plan the family, not the account. Every decision is checked against the next thirty years.
Ages 55–65
Protect
Lower the risk and put trusts in the right places.
$3.9MYear 10, after feesAges 65–80
Live on it
A steady monthly income, drawn in the lowest-tax order.
$5.2MYear 20, with $14k a month drawnYour heirs
Pass it on
Trusts and a yearly family meeting, so heirs know the plan.
$6.8MYear 30, passed on in trustIllustrative plan for a family with $2.4M today. Not a forecast; yours is modelled on your numbers.
Your lead advisor
One senior advisor, never a call centre
Nadia Okoro has advised Chicago families for eighteen years. Like every Ashgrove advisor, she takes on no more than forty families, answers her own phone and attends your family meeting every spring.
- Qualified
- CFP®, CFA charterholder
- Families she advises
- 38 of 40
- Average reply time
- Same business day
What we look after, every single year
Four jobs, done for every family, whatever the size of the portfolio.
Book a family review
- 01
Investment management
A diversified portfolio held in your name at an independent custodian, rebalanced when it drifts, never on a sales calendar.
- 02
Tax-aware planning
Gains harvested, accounts drawn in the right order and charitable giving timed with your accountant before December.
- 03
Estate and legacy
Wills, trusts and beneficiary forms checked against the plan, with our estate attorney in the room.
- 04
Children and heirs
Money lessons for teenagers, a first portfolio at eighteen and a seat at the family meeting when they are ready.
Our fee, published before we ever meet
| Assets we manage for you | Yearly fee |
|---|---|
| First $1,000,000Includes planning, tax and estate work | 0.90% |
| $1M to $5MCharged only on the part in this band | 0.65% |
| $5M to $10M | 0.45% |
| Above $10M | 0.30% |
- No commissions
- No performance fees
- No exit fees
What families tell us after the first year
We sold the business at sixty-one. Nadia had the trusts, the tax and our daughters' first meeting planned before the money even landed.
Helen and Mark LindqvistFormer owners, Lindqvist Tooling · clients since 2016
4.9
Average from 380 Google reviews
“The fee is on one page and it has not changed in nine years.”
Raymond Chu, retired surgeon
Questions families ask before they call
Can't find yours? An advisor replies within one business day.
Still deciding?
Book 20 minutes with an advisor. Bring nothing but your questions.
Is there a minimum to work with you?
We usually begin at $1M in investable assets. Younger families below that can join our Starter plan at a flat $6,000 a year.
Who holds our money?
Your accounts sit with an independent custodian in your own name. We can manage them; we can never withdraw from them.
How are you paid?
Only by you, through the published fee above. We take nothing from fund companies, insurers or anyone else.
Can our children meet you too?
Yes, and we encourage it. Adult children are welcome at the yearly family meeting at no extra cost.
What happens if our advisor retires?
Every family has a named second advisor who joins one review a year, so the handover is someone you already know.
Start with one honest family review
Forty-five minutes with a senior advisor, at our Chicago office or by video. You leave with three written next steps, whether you hire us or not.
+1 (312) 555-0148
families@ashgrove.exampleChoose a time
45 minutes · office or video
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